News

Pre-Existing Condition Insurance Plan Available August 1, 2010 for Eligible Arkansans

The U.S. Department of Health and Human Services (HHS) announced today the establishment of a new Pre-existing Condition Insurance Plan (PCIP) that will offer coverage to uninsured Americans who have been unable to obtain health coverage because of a pre-existing health condition. On August 1, eligible residents of Arkansas will be able to apply for coverage through the state’s Pre-Existing Condition Insurance Plan program run by the Arkansas Comprehensive Health Insurance Pool.

The Pre-Existing Condition Insurance Plan will provide a new health coverage option for Americans who have been uninsured for at least six months, have been unable to get health coverage because of a health condition, and are a U.S. citizen or are residing in the United States legally.

Created under the Affordable Care Act, the Pre-Existing Condition Insurance Plan is a transitional program until 2014, when insurers will be banned from discriminating against adults with pre-existing conditions, and individuals and small businesses will have access to more affordable private insurance choices through new competitive Exchanges. In 2014, Members of Congress will also purchase their insurance through Exchanges.

Click Here to learn more about Arkansas' Pre-Existing Condition Insurance Plan, or visit www.healthcare.gov.